Retiree Long Term Disability Insurance

Important Eligibility Note

These benefits only apply if you are:

• An active excluded employee, and
• You choose to continue your coverage when you retire.

If you are already retired and did not continue these coverages, you cannot newly enroll.

Long-Term Disability (LTD) Insurance

• LTD coverage ends at retirement
• If you are already on an approved LTD claim when you retire, your benefits do not stop. However, the amount you receive may change. 

Accident Insurance and Critical Illness Insurance

• If you are enrolled in these coverages while working, you may continue them after retirement.
• You must contact The Standard within 31 days of retirement to keep your Accident and Critical Illness coverages.
• If you miss this deadline, the coverages will end and cannot be restarted.

Enrollment and Help

• For plan details and tools to help you decide, visit the State of California website: www.standard.com/mybenefits/california
• For questions or help with enrollment:
  • Contact your account specialist by email or phone
  • Call The Standard at 971-321-8150 (direct) or 888-641-7193 (toll-free)
  • SOCLTDforms@standard.com