Whether you’re focused on maintaining your own health, planning for retirement or supporting an aging parent or loved one, your State of California benefits are here to help. Explore the resources below to learn how your benefits can support you through every stage of life.
Staying Healthy as You Age
Healthy aging starts with prevention. Your health, dental, vision and wellness benefits can help you stay active, detect health concerns early and maintain your wellbeing as your needs change.
Health (CalPERS)
Your health plan offers preventive care and resources to help you stay healthy today while preparing for the future.
Highlights include:
- Preventive care at no cost, including annual physicals, screenings and immunizations
- Chronic disease management programs through participating health plans
- Medicare transition resources for employees approaching retirement
- Coverage for eligible dependents, including certain disabled adult children
Dental (Delta Dental and MetLife)
Good oral health is an important part of healthy aging and overall wellness. Your dental benefits include preventive care as well as educational resources to help you protect your health.
Explore:
- Preventive exams and cleanings
- Three cleanings annually for eligible high-risk patients
- Preventive services that no longer count toward annual maximums
- Delta Dental’s Healthy Living Hub resources on healthy aging
- Delta Dental’s menopause and oral health education
- Delta Dental’s live and on-demand webinars, including sessions focused on oral health and aging
Vision (VSP)
Routine eye exams do more than protect your eyesight. They can help detect serious health conditions before symptoms appear.
Explore:
- Annual WellVision exams
- Retinal screenings
- Detection of conditions such as diabetes, high blood pressure, high cholesterol and thyroid disease
- Monitoring for glaucoma, diabetic eye disease and dry eye
- TruHearing discounts
- PremierMax $0 retinal screenings at participating providers
- VSP’s article on How to Keep Your Eyes Healthy at Every Age
Wellness (Grokker)
Healthy aging means caring for both your body and your mind. Grokker offers on-demand programs to help you stay active, improve mobility and manage stress.
Popular resources include:
- Pain Relief Fitness Program
- Flexibility & Balance Program
- Chair workouts and low-impact exercise
- Mobility, flexibility and joint health programs
- Balance and fall prevention exercises
- Meditation and sleep resources
- Burnout recovery
- Women’s wellness and menopause education
Planning for Your Future
Planning ahead can provide peace of mind for you and your family. Your state benefits include tools to help you prepare financially, legally and personally for the years ahead.
Health (CalPERS)
CalPERS offers resources to help you understand and prepare for retirement.
Available resources include:
Supplemental Retirement (Savings Plus)
Savings Plus can help you build additional retirement savings and better understand your retirement income needs.
Tools include:
- Retirement education resources
- Retirement income calculators
- Investment guidance
- Retirement planning tools
- One-on-one retirement planning assistance
Life Insurance (MetLife)
Life insurance provides more than financial protection. It also offers valuable support during difficult times.
Available services include:
- Empathy Concierge
- Grief counseling
- Funeral assistance
- Estate resolution services
- Digital estate planning
- Beneficiary assistance
Long-Term Disability, Accident & Critical Illness (The Standard)
If a serious illness or injury affects your ability to work, these benefits can help protect your financial wellbeing.
Highlights of long-term disability, accident and critical illness include:
- Income replacement through Long-Term Disability
- Accident Insurance
- Critical Illness Insurance
- Preventive health screening incentives
- Education reimbursement benefits
- Optional spouse or domestic partner coverage
Caring for an Aging Loved One
Supporting an aging family member can be rewarding, but it can also be stressful. Your state benefits provide emotional support, practical resources and financial tools to help you navigate caregiving responsibilities.
Employee Assistance Program (Spring Health)
Whether you’re managing caregiver stress or simply need someone to talk to, the Employee Assistance Program offers confidential support at no cost. Support includes:
Emotional wellbeing
- Counseling
- Stress management
- Anxiety support
- Burnout recovery
- Grief support
- Caregiver fatigue support
Work-life services
- Help finding elder care resources
- Community referrals
- Financial consultations
- Legal consultations
- Professional coaching
- Self-guided wellbeing resources
Legal Insurance (ARAG)
Caring for aging parents often involves important legal and financial decisions. ARAG Legal provides resources to help you prepare and protect your loved ones.
Support for caregivers
- 5 Ways to Deal with Family Caregiver Responsibilities
- Essential Legal Documents for Caregivers, Power of Attorney, Wills
- Power of Attorney
- Advance directives
- Wills
- Estate planning
- Elder law
- Caregiver legal guidance
- Legal support for parents and grandparents
Financial and legal guidance
- Medicare questions
- Social Security issues
- Veterans benefits
- Property tax questions
- Identity theft assistance
- Credit record correction
Dependent Care Reimbursement Account (FlexElect)
If you’re caring for an aging loved one while working, you may be able to use pre-tax dollars to pay for eligible care expenses.
Eligible expenses for Dependent Care Reimbursement Accounts may include:
- Adult day care
- Elder care
- Care for a disabled adult dependent
These benefits can help reduce the cost of care while allowing you to continue working.
