Health
The California Department of Human Resources (CalHR) administers dental, vision and voluntary plan benefits for State of California employees.
The California Public Employees’ Retirement System (CalPERS) administers health insurance coverage for state employees and retirees.
Take control of your health benefits by registering for your myCalPERS account today. It allows you to manage your enrollment, review coverage and access personalized resources anytime, anywhere.
Employees can choose from a broad range of health insurance plans. The state pays a portion of the premium.
Explore Your Health Plan Options
- Learn about available health plans and premiums by visiting the CalPERS Plans & Rates webpage.
- Use the Health Plan Search by ZIP Code tool or log in to your myCalPERS account to see the health plans available in your area.
- Contact the health plan before enrolling to make sure they cover your ZIP Code and that their provider network is accepting new patients in your area.
Eligibility and Enrollment
- Employees are eligible for health benefits if they have a permanent or limited term appointment of more than six months (at least six months plus one day) and a time base of half-time or more.
- Permanent-intermittent employees are eligible for health benefits after being credited with a minimum of 480 paid hours at the end of a six-month control period.
- Eligible employees have 60 calendar days from the date of the qualifying appointment or a permitting event to enroll in a health plan, or during Open Enrollment.
For questions about your eligibility or enrollment, please contact your departmental personnel office or visit CalPERS.
Benefits Calculator
Use the Benefits Calculator to:
- Compare premiums for different health plans
- View employer health contributions or Consolidated Benefits (CoBen) allowances based on your bargaining unit
- See how much will be deducted from or added to your paycheck based on the health, dental, and vision plans you choose
Health Premiums and Employer Contributions by Bargaining Unit
Health Premiums
Visit the CalPERS website to view health premiums.
2026 Employer Health Contributions by Bargaining Unit
|
Bargaining Unit |
Single |
2-Party |
Family |
|
1 |
$1,032 |
$1,897 |
$2,414 |
|
3 |
$1,032 |
$1,897 |
$2,414 |
|
4 |
$1,032 |
$1,897 |
$2,414 |
|
5 |
$921 |
$1,786 |
$2,303 |
|
6 |
$867 |
$1,732 |
$2,249 |
|
9 |
$921 |
$1,786 |
$2,303 |
|
10 |
$867 |
$1,732 |
$2,249 |
|
11 |
$1,032 |
$1,897 |
$2,414 |
|
12 |
$867 |
$1,732 |
$2,249 |
|
13 |
$867 |
$1,732 |
$2,249 |
|
14 |
$1,032 |
$1,897 |
$2,414 |
|
15 |
$1,032 |
$1,897 |
$2,414 |
|
20 |
$1,032 |
$1,897 |
$2,414 |
|
21 |
$1,032 |
$1,897 |
$2,414 |
These contribution amounts are subject to collective bargaining. Refer to the applicable Memorandum of Understanding or the Benefits Calculator on the CalHR website for more information.
Note: The health contributions for Bargaining Units 1, 3, 4, 11, 14, 15, 20 and 21 (SEIU units) include an additional $165 supplemental health benefits contribution.
Rank-and-file employees in Bargaining Units 2, 7, 8, 16, 17, 18, 19 and excluded employees who are eligible for health benefits are eligible for the CoBen allowance.
Visit the CoBen Allowance webpage for more information.
2026 CoBen Allowances by Bargaining Unit
|
Bargaining Unit |
Single |
2-Party |
Family |
|
2 |
$909 |
$1,806 |
$2,356 |
|
7 |
$909 |
$1,806 |
$2,356 |
|
8 |
$963 |
$1,860 |
$2,410 |
|
16 |
$909 |
$1,806 |
$2,356 |
|
17 |
$1,074 |
$1,971 |
$2,521 |
|
18 |
$909 |
$1,806 |
$2,356 |
|
19 |
$909 |
$1,806 |
$2,356 |
|
Excluded |
$968 |
$1,870 |
$2,417 |
These contribution amounts are subject to collective bargaining. Refer to the applicable Memorandum of Understanding or the Benefits Calculator on the CalHR website for more information.
The CoBen contributions for Bargaining Unit 17 (SEIU unit) include an additional $165 supplemental health benefits contribution.
Visit the CoBen Allowance webpage for more information.
2025 CoBen Allowances and Employer Health Contributions by Bargaining Unit
Making Changes to Your Current Benefits
State active employees can submit health enrollment changes online, along with supporting documentation, through their myCalPERS account.
- Changes made during Open Enrollment are effective January 1 of the following year.
- Changes made outside of the Open Enrollment period will only be allowed within 60 calendar days of a permitting event.
For questions on permitting events please contact your departmental personnel office or visit the CalPERS Life Events webpage for more information.
Behavioral Health Resources by Health Plan
State employees enrolled in CalPERS health plans have access to behavioral health services such as:
- Counseling
- Mental health apps
- Wellness programs
These services vary by plan and are offered at little or no cost.
For resources specific to your health plan, visit the CalPERS Behavioral Health Programs by Health Plan webpage.
Stay Informed with Member Education Bulletins
Subscribe to the Member Education Bulletin to receive email notifications from CalPERS on:
- CalPERS Benefits Education Events
- Instructor-led and virtual classes
- Self-paced online videos
For additional information or questions regarding your health benefits, please contact your departmental personnel office.
