Aging &
Caregiving Benefits

Health benefits provide coverage and resources to help you stay healthy today while preparing for the future.

Highlights include:

• Preventive care at no cost, including annual physicals, screenings and immunizations
• Chronic disease management programs through participating health plans
• Medicare transition resources for employees approaching retirement
• Coverage for eligible dependents, including certain disabled adult children

Have questions about your health benefits?
Contact CalPERS at 888 CalPERS (888-225-7377) or visit the CalPERS website for more information. You can enroll in or make changes to your health benefits during Open Enrollment or when you experience a permitting event.

For more information about permitting events, visit the CalPERS Life Events webpage. If you haven’t already, register for your myCalPERS account to manage your enrollment, review your coverage and access personalized resources.

Dental benefits help you maintain good oral health and support your overall wellness. Good oral health is an important part of healthy aging. Your benefits include preventive care as well as educational resources to help you protect your health.

Explore:

• Preventive exams and cleanings
• Three cleanings annually for eligible high-risk patients
• Preventive services that no longer count toward annual maximums
• Delta Dental’s Healthy Living Hub resources on healthy aging
•  Delta Dental’s menopause and oral health  education resources
• Delta Dental’s live and on-demand webinars, including sessions focused on oral health and aging
• additional preventive dental benefits designed to support your ongoing oral health and encourage regular preventive care. You must apply to participate in the program.
• MetLife’s Oral Health Library

Have questions about your dental benefits?
For employees visit the Dental – CalHR Benefits Website or contact your departmental personnel office.

For retirees visit the Retiree Dental Benefits – CalHR Benefits Website or contact CalPERS at 888 CalPERS (888-225-7377) or visit the CalPERS website.

Vision benefits help you protect your eyesight and identify potential health concerns through routine eye care.

Explore:

• Annual WellVision exams
• Retinal screenings
• Detection of conditions such as diabetes, high blood pressure, high cholesterol and thyroid disease
• Monitoring for glaucoma, diabetic eye disease and dry eye
• TruHearing discounts
• PremierMax $0 retinal screenings at participating providers
•  VSP’s article on How to Keep Your Eyes Healthy at Every Age

Have questions about your vision benefits?
For information about your vision plan, contact VSP Customer Service at (800) 400-4569.

For employees visit the State of CA Employee VSP website.

For retirees visit the State of CA Retiree VSP website.

Wellness benefits help support healthy aging by caring for both your body and your mind. For active employees, Grokker offers on-demand programs to help you stay active, improve mobility and manage stress.

Popular resources include:

• Pain Relief Fitness Program
• Flexibility and Control Program
• The Menopause Manual
• Chair workouts and low-impact exercise
• Mobility, flexibility and joint health programs
• Balance and fall prevention exercises
• Meditation and sleep resources
• Burnout recovery

If you haven’t joined Grokker yet, visit the Grokker website to create your account.

Have questions about Live Well?
For additional questions, contact our statewide wellness team.

CalPERS retirement benefits can help you understand and prepare for retirement.

Available resources include:

• Retirement planning checklist
• Member education including retirement education classes
• Survivor benefits
• Service and disability retirement
• Beneficiary information
• Designating Special Power of Attorney

Have questions about your retirement benefits?
Contact CalPERS at 888 CalPERS (888-225-7377) or visit the CalPERS website for more information.

If you haven’t already, register for your myCalPERS account to manage your enrollment, review your coverage and access personalized resources.

Savings Plus can help you build additional retirement savings and better understand your retirement income needs.

Tools include:

• Retirement education resources
• Retirement income calculators
• Investment guidance
• Retirement planning tools
• One-on-one retirement planning assistance

Have questions about Savings Plus?
For more information or questions about enrolling in Savings Plus or making changes to your account, visit Contact Us | Savings Plus.

Life insurance provides more than financial protection. It also offers valuable support during difficult times.

Available services include:

• Empathy Concierge
• Grief counseling
• Funeral assistance
• Estate resolution services
• Digital estate planning
• Beneficiary assistance

If you meet the eligibility requirements, enrollment in Basic Group Term Life Insurance is automatic.

Have questions about Life Insurance?
For more information or to enroll in or make changes to your supplemental life insurance coverage, please contact: MetLife Customer Service: (800) 252-8524

For state employees visit Basic Group Term Life Insurance for Excluded Employees – CalHR Benefits Website.

For retirees visit Retiree Life Insurance – CalHR Benefits Website.

Long-term disability, accident and critical illness benefits can help protect your financial wellbeing if a serious illness or injury affects your ability to work. Highlights include:

• Income replacement through Long-Term Disability
• Accident Insurance
• Critical Illness Insurance
• Preventive health screening incentives
• Education reimbursement benefits
• Optional spouse or domestic partner coverage

For information about the plan, how to enroll, issues, cancellation or filing a claim, please contact your departmental personnel office.

Have questions about Long-Term Disability, Accident and Critical Illness benefits?
Contact Standard Insurance at (971)321-8150, email socltdforms@standard.com or visit State of California | The Standard.

For employees visit Group Long-Term Disability Insurance (LTD)– Excluded Employees Only – CalHR Benefits Website.

For retirees visit Retiree Long-Term Disability Insurance – CalHR Benefits Website.

The Employee Assistance Program offers confidential support at no cost. Whether you are managing caregiver stress or simply need someone to talk to.

Support includes:

Emotional wellbeing

• Counseling
• Stress management
• Anxiety support
• Burnout recovery
• Grief support
• Caregiver fatigue support

Work-life services

• Help finding elder care resources
• Community referrals
• Financial consultations
• Legal consultations
• Professional coaching
• Self-guided wellbeing resources

Have questions about Whole You (EAP)?
For more information or to access EAP services, visit the EAP website or call 1-866-327-4762.

ARAG Legal provides resources to help you prepare and protect your loved ones. And caring for an aging parent often involves important legal and financial decisions.

Support for caregivers

• 5 Ways to Deal with Family Caregiver Responsibilities
• Essential Legal Documents for Caregivers, Power of Attorney, Wills
• Power of Attorney
• Advance directives
• Wills
• Estate planning
• Elder law
• Caregiver legal guidance
• Legal support for parents and grandparents

Financial and legal guidance

• Medicare questions
• Social Security issues
• Veterans’ benefits
• Property tax questions
• Identity theft assistance
• Credit record correction

Have questions about Legal Insurance?
For legal matters or to file a claim, contact ARAG Customer Care at (866) 762-0972.

For employees visit ARAG Legal SOC Website.

For retirees visit ARAG Legal Retiree Website.

Dependent Care Reimbursement Accounts can help you pay for eligible care expenses with pre-tax dollars.

Eligible expenses may include:

• Adult day care
• Elder care
• Care for a disabled adult dependent

Have questions about Dependent Care Reimbursement Accounts?
For questions about reimbursement claims, including completing the claim form, required documentation or claim status, contact ASIFlex at (800) 659-3035 or email asi@asiflex.com.